CarInsurance.com Quote Online,
Purchase Online:
> ZIP code:  Quote & Compare
Prefer to talk to an agent? Call 1-800-964-4849
CarInsurance.com Navigation

Get Free Quotes Now

Zip Code:
Save With CarInsurance.com!
Car Insurance Learning Center  Learning Center  Auto Insurance Questions & Answers   Questions & Answers  Professional Answers   Professional Answer

Car Insurance Question  Should an individual be compensated for miles travel to and from medical appointment because of an accident? What about babysitting fees when the person is injured can not care for the infant?

It will depend upon states laws, the terms of the insurance policy and guidelines an insurance come has for settlements if you will be compensated for mileage to and from your medical appointments and for the cost for babysitting due to injuries you sustained in an automobile accident.

If you were not at fault in the accident and are placing your claims for your injuries with the at-fault driver's insurance company then you can try to negotiate in the travel miles to your medical/doctor appoints and the expenses you incurred with a babysitter since you were unable to take care of your infant due to the injuries.

Depending upon your state's insurance laws, as well as the terms and limits of the at-fault party's bodily injury (BI) policy, bodily injury damages may include compensation for things such as economic loss, loss of earning capacity, disability, physical impairment, pain and suffering, loss of enjoyment of life, inconvenience, etc.

If instead you were at fault and using your own medical payments or first party benefits you would need to discuss with your agent what the terms of your policy allow you to collect on.

If you are living in a no-fault state and thus using your own personal injury protection (PIP) policy then usually you can try and claim and be reimbursed for mileage to medical appointments and the cost of child care. The percentage of these expenses you would be repaid for may vary depending again on state laws and the type of PIP policy you carry.

For example in Florida a typical PIP policy would pay 100 percent of replacement services such as child care, housekeeping or yard work. However your PIP benefits would only pay 80 percent for any mileage that you travel to your medical or doctor's appointments.

For mileage remember to keep a mileage log or see if your insurer has a mileage tracking form that you may submit them to your insurance company so that this expense can be claimed.

In general, you should be made whole for your loss. And these items typically would be a part of compensation for the loss.

Share this on: Digg This StumbleUpon Add to Facebook Add to Del.icio.us Furl It Seed Newsvine
reddit this! Save to Ma.gnolia Save to Blinklist Technorati This Submit to Netscape Windows Live Favorites Add Google Bookmark
Related Questions
Car Insurance RelatedCan I get an auto insurance discount if I rarely drive my car?
Car Insurance RelatedIs insurance higher if you are transporting other people's children in your car?
Car Insurance RelatedI'm contemplating changing positions. If I do the mileage I drive will increase from 10 miles one way to 70 miles one way. What effect will this have on my auto insurance? 2nd question - is a Honda Ci...
Car Insurance RelatedI live in Florida and I want to know what extended PIP covers?
Car Insurance RelatedI was driving with my 4 children in my father's SUV in Oregon and was hit. The officer told me that my license had been suspended but did not cite me. My father carries insurance on his SUV and the ma...
Car Insurance RelatedI was standing on a ladder alongside my pick up truck, trying to throw a cargo net over a large water tank. I fell from the ladder, banged against the truck, and hit the ground. As a result I broke my...
Tell us what you think about this answer.
What did you think of this question and answer?

poor 
1
2
3
4
5
6
7
8
9
10

 excellent
Tell us why you rated this car insurance question and answer this way:
Visitor Comments
No visitors have commented on this answer.
Question Details
This car insurance question was asked on 6/15/2007
This auto insurance answer was last updated on 11/7/2007
Barbara requested this car insurance solution.
Rated 0 out of 10 based on 0 votes.
Claims
Print Car Insurance Answers Print this car insurance question and answer
Email Car Insurance Answers Email this auto insurance answer
Disclaimer: Answers and comments provided are for information purposes. They are not intended to substitute informed professional advice. These responses should not be interpreted as a recommendation to buy or sell any insurance product, or to provide financial or legal advice. Please refer to your insurance policy for specific coverage and exclusion information. Please read our Terms Of Use.
©2008 CarInsurance.com, Inc. - Online Insurance Marketplace™
safe and secure auto insurance   better business bureau car insurance   Tested, Safe, and Secure Car Insurance