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If I appeal a ticket, does my insurance company still get notified or does it wait until the hearing is resolved?

If you are appealing a ticket before the conviction has been placed on your driving record or abstract then normally you insurance company would not be notified of the pending violation.

In general, it is not until you had pleaded guilty or been found guilty by the court and convicted of the infraction listed on your ticket that the state records the offense on your driver’s history. Insurance companies in most states are not notified or informed by the courts immediately of a moving violation conviction anyway. Usually an insurance company finds out about any moving violations you have been cited for (and convicted of) the next time they pull your motor vehicle record (MVR).

An MVR is usually pulled at the inception of a policy and at renewal time. There are a few states though that may inform insurance carriers after offense are placed on driver's record, but that again would not be the norm.

So say you are fighting a speeding ticket in Florida. If you win and are not convicted the offense would not be recorded on your driving record at all. If you are found guilty then the offense you are found guilty of would be placed on your driving records for your insurer to see at renewal time when they check your MVR. If you are able to get your speeding ticket reduced from 15 mph to 10 mph over somehow then that is what would go on your record and what your MVR would reflect.

In computing points and suspensions, the offense dates of all convictions are used by the FL HSMV. Other states DMVs normally also use the conviction date for points.

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This car insurance answer was last updated 3:41 PM Jul-11.
This helpful tips question was asked 5:42 PM Jul-09-2007.
Don requested this car insurance help from CarInsurance.com experts.
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