Yes, if a car has been placed in an irrevocable trust then the trust should be able to place insurance upon the car. If the trust is the one that has the insurance on the vehicle you would then need to see how the insurance provider has insurance set up for drivers, if you are the trustee.

Typically, you, the driver, would be listed as the insured and the trust would be the additional interest. Our partner Esurance would allow this to be done. The type of insurance you should place on the vehicle should follow the guidelines that our article How Much Insurance Should I Buy gives information on.

We would like to note from information we have read that unless the car is valuable and substantially increases your estate, you may not want it in your trust. The reason is this, if the vehicle causes fault or if you are at fault in an auto accident and the injured party sees that your car is owned by a trust, they may think that there is a larger asset that can be pursued and some people may try to sue you (the trust). So before putting a car in the trust you may want to discuss doing so with a lawyer.