Car Insurance Quotes Get automobile insurance. Enter your ZIP code or call 1-800-964-4849:
CarInsurance.com
CarInsurance.com Navigation

Get Free Quotes Now

Zip Code:
Save With CarInsurance.com!
Car Insurance Learning Center  Learning Center  Auto Insurance Questions & Answers   Questions & Answers  Professional Answers   Professional Answer

Car Insurance Question  I live in California and was arrested for a DUI and caused an accident (no injuries). My insurance was cancelled 2 months ago because of non-payment. I have no other arrests, judgements and have had have a clean record until now. What can I expect? I am currently training to try out for Navy Divers I have enlisted but am on a delayed program to prepare for the Navy dive school to begin in Oct.

In California driving without insurance is a violation of California's Compulsory Financial Responsibility laws. Violating this section of the CA vehicle code can result in fines up to $500 plus penalties such as impoundment of the vehicle and suspension of the driver's license. If your vehicle was impounded you, the owner, will have to pay for all storage and tow charges as well.

The consequences can be far more serious if you are involved in an accident and do not have insurance. You may have to comply with the financial responsibility laws (SR22, SR22s, SR16) including having to pay for any injuries or damages from the accident out of your own pocket.

So that covers being uninsured and being in an accident but since you were also arrested for a DUI there will be other penalties put on your if you are convicted of this offense.

First the DMV can take an administrative action against your driving privilege after you are arrested for a DUI. The court may take a separate action (suspend, revoke or delay the license) for the same offense. DMV’s action is related only to your driving privilege. The court’s action may involve payment of a fine, jail time, suspension or revocation of your driving privilege, and completion of a DUI program.

If you are convicted of driving with excessive BAC or while under the influence of either alcohol or drugs or both (DUI), you may be sentenced to serve up to six months in jail and to pay a fine between $390 and $1000 (plus about three times the fine in penalty assessments) the first time you are convicted. Your vehicle may be impounded and subject to storage fees as well.

The California Driver's manual states that on the first conviction of a DUI the court will suspend your driving privilege for six months and require you to complete a DUI program before you can be reinstated. The length of the program may vary. If your BAC was .15% or higher and you already had a record of violations for other reasons or refused to submit to a chemical test, the court may order you to complete a nine-month or longer program. If your BAC was .20% or higher and the court refers you to an enhanced DUI treatment program, your license will be suspended for 10 months.

All DUI convictions will remain on DMV’s records for ten years and the courts and the DMV may impose more stringent penalties for subsequent violations during that period.

Generally, if you are over 21 and enroll in a DUI program, file a California Insurance Proof Certificate (SR 22), pay the restriction and reissue fees, DMV will issue you a restricted driver license which allows you to drive to/from work and during the course of employment (unless you hold a commercial driver license) and to/from a DUI program. However, if you would be considered a “traffic safety” or “public safety risk” if permitted to drive, the court may order DMV not to grant you a restricted driver license.

Since the penalties are severe for a first time DUI offense, even if your record was clear up until this point, you may want to seek legal advice of if there are ways in which to reduce any of the penalties. To find out more about our citations and associated penalties you can read through information on the CA DMV site and/or contact the court listed on your tickets.

Related Questions
Car Insurance RelatedWill a DUI case that was dismissed in court affect my record? What is the cost of an SR-22 in the state of california?
Car Insurance RelatedWhat if a person who lived in California was driving without insurance and was in a car accident which was not her fault however it ended up killing her. What is the beneficiary entitled to?
Car Insurance RelatedI received a DUI in June 2003 in California. Due to deployments with the Army I was only able to complete 3 months of my 6 month classes. I now want to buy a car of my own, can I do so? Is there somet...
Car Insurance RelatedDoes a ticket in California for driving in the car pool lane count as a point on my DMV record?
Car Insurance RelatedWhat are the penalties if you receive a ticket (i.e. run a stop sign, turning violation etc.) while driving without insurance in the state of California?
Car Insurance RelatedI got a DUI 1 year ago. I completed all my classes and fines. My license was suspended for 8 months. That time has been passed and the California DMV is now saying I have to pay $150 to get my license...
Car Insurance RelatedHow much is a ticket for driving without insurance in California?
Car Insurance RelatedWhat happens if you get into a car accident in the the state of California without insurance and it was your fault?
Car Insurance RelatedMy car just got impounded, what do I have to do to get it out?
Car Insurance RelatedMy husband was involved in a car accident involving a drunk driver. It was the drunk driver's fault but unfortunately we didn't have car insurance. Our car was totaled, so what happens now? Does the...
Tell us what you think about this answer.
What did you think of this question and answer?

poor 
1
2
3
4
5
6
7
8
9
10

 excellent
Tell us why you rated this car insurance question and answer this way:
Visitor Comments
No visitors have commented on this answer.
Question Details
This car insurance question was asked on 7/19/2007
This auto insurance answer was last updated on 7/20/2007
Tanner requested this car insurance solution.
Rated 0 out of 10 based on 0 votes.
Helpful Tips
Print Car Insurance Answers Print this car insurance question and answer
Email Car Insurance Answers Email this auto insurance answer
Disclaimer: Answers and comments provided are for information purposes. They are not intended to substitute informed professional advice. These responses should not be interpreted as a recommendation to buy or sell any insurance product, or to provide financial or legal advice. Please refer to your insurance policy for specific coverage and exclusion information. Please read our Terms Of Use.
©2008 CarInsurance.com, Inc. - Online Insurance Marketplace™
safe and secure auto insurance   better business bureau car insurance   Tested, Safe, and Secure Car Insurance