We estimate that there are about 269,185,360 personal auto insurance policies, but again this is just an estimate using auto premiums written in the U.S. and the national policy premium average.

In 2007, the national average for auto premium is expected to be $847 per policy. Auto premiums are expected to drop $4 compared to the average of 2006. In contrast, health insurance premiums have risen 87 percent in the last 6 years!

If you want to see if you can research and find out how many auto insurance policies there may be at any given time in the United States you can try contacting each states' insurance regulator to see if they have a figure for how many policies are in their state and then total all of these figures up.

We do not believe there is a national resource that totals up this information however you may try contacting organizations such as, National Underwriter, Insurance Information Institute (III), or the National Association of Insurance Commissioners (NAIC) to see if they calculate the total of auto insurance policies that there are currently in effect in the United States.

If you would like to add one more personal auto insurance policy to the total, you can get a car insurance quote and policy here with an auto insurance specialist.