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Car Insurance Question  I own a home in one state (which I rent out). I rent a home in another state. I work in the state where I own the home. Which state should my car be registered and insured in?

State laws and insurance companies' guidelines can differ however in general you should register and insure you vehicle in the state that you reside and garage your vehicle.

If this would be the state that you rent a home, instead of the state you own a home but rent it out to others, then you may need to check with the Department of Motor Vehicles of that state to see if you are considered a resident or not. This may make a difference in regards to registering your vehicle there.

Insurance companies will normally require you to insure the car in the state which you are living the most moths out of the year. This is normally the location where the car is garaged or parked at night in. There are exceptions sometimes, such as college students who are away in another state for school.

Since insurance companies' guidelines can differ we would advise you to check with your insurance agent to see if your insurance provider has a preference or requires you to be insured in one state or the other. Also check with the DMV of the state in which you are renting the house to find out if you need to register you vehicle there.

If you are in need of insurance for your vehicle then you can come to us for a low cost car insurance quote or if you need to discuss this issue to determine which state to start up a policy in you can call our agents at 1-800-964-4859.

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Question Details
This car insurance question was asked on 7/29/2007
This auto insurance answer was last updated on 11/3/2007
Bethany requested this car insurance solution.
Rated 0 out of 10 based on 0 votes.
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