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Q

What does auto insurance consider flood? Would driving into high water be considered flood?


A

With auto insurance, each claim is unique. We do not have enough experience to say that driving into high water would be or would not be considered a flood. It is most likely not considered flooding of the vehicle, which is typically reserved for situations where a sitting vehicle is overtaken by water.

An individual claims adjuster would determine if it is a flood or not a flood. Your "other than collision" or comprehensive coverage should cover this incident, regardless of the designation as a flood.


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1 Responses to "What does auto insurance consider flood? Would driving into high water be considered flood?"
  1. Anonymous

    very informative covered everything I wanted to know and ask

      Reply»