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Car Insurance Question  I did not fill out a quote form yet, because first I have a question: Can you sell me an SR22 form/certificate/filing ONLY, without insurance? I already have liability insurance, but me agent does not sell SR22s. I need the SR22 in order for a judge to sign an application form I am filing for a license. I am in Texas. If yes, how much? Thank you.

No, we cannot sell you only a SR-22 form without insurance. No insurance provider can do so.

The SR-22 is filed by an insurance company after you have purchased a policy for the mandated insurance coverage that the state is requiring of you. The SR-22 form that the insurance agent files on your behalf certifies that you have in effect the insurance coverage that the state required. The insurance agent cannot verify this if you did not purchase and maintain your insurance policy through them.

If your agent does not file SR22s then you will need to find an insurance company in your area of Texas that does work with SR-22s and purchase your auto insurance through them. After this new policy is set up and in effect you then can cancel your old policy. You will want to make sure to get the new policy before canceling the old one so you do not have a lapse in car insurance coverage.

To sum up what we are saying, you cannot buy a separate policy for an SR-22. If you already have an auto insurance policy with an insurance company that does not or will not file your SR22 for you then you will need to cancel your current policy so that you can purchase a car insurance policy with an insurance provider that will file this financial responsibility certificate for you.

The SR-22 is simply a form showing you are carrying a certain type of liability coverage and if you are not carrying that insurance with us then we cannot file the form to the state saying that you have the required insurance because we cannot prove that. You can get a quote for the type of insurance you need and the SR-22 filing by following this link for auto insurance quotes.

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This car insurance question was asked on 8/20/2007
This auto insurance answer was last updated on 8/23/2007
Paul M requested this car insurance solution.
Rated 0 out of 10 based on 0 votes.
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