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Q

Will my car pass inspection if it is not insured?


A

It will depend upon your state laws if you are able to get your car inspected and if it can pass inspection if you do not have auto insurance on the vehicle. It is highly probable though that your state will require proof of insurance as one of the steps of the inspection.

For example West Virginia requires a routine safety inspection every twelve (12) months. Vehicles may be inspected at any official inspection station licensed by the West Virginia State Police. When a vehicle passes the inspection, a sticker valid for twelve (12) months will be placed on the inside of the windshield. It is illegal to drive a vehicle in WV without a valid inspection sticker.

New residents have 10 days from the date they title a vehicle to have a West Virginia inspection. This also includes the purchase of vehicles out of state. West Virginia has reciprocity with Louisiana, Mississippi, Missouri, New Hampshire, New York, Oklahoma, Texas, Utah, and Wyoming. Therefore, out of state inspection sticker from these states is valid in West Virginia until expiration

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With a few exceptions all vehicles, (including motorcycles), trailers, semi-trailers and pole trailers registered in West Virginia or displaying thereon a temporary registration plate or marker, or required to be registered in West Virginia must be inspected and a valid certificate of inspection affixed to same before they may be operated on or over the public streets and/or highways of the State of West Virginia

When a vehicle is presented for annual inspection, the vehicle title, bill of origin, notarized bill of sale, valid certificate of registration, or valid temporary certificate will be compared to the vehicle identification number found on the vehicle. The inspector mechanic will also verify current insurance coverage.

So checking for valid registration and current insurance is part of the WV inspection process. WVDOT confirms that one must have a valid registration card and a current certificate of insurance in the vehicle at the time of inspection in order to pass.

The same is true in New Jersey. The NJ Motor Vehicle Commission states that one must make sure they have all necessary documentation (driver license, registration, and proof of insurance) with you at the time of your vehicle inspection because you will not pass the inspection without them.

To find out what your state specifically requires to have your automobile inspected, and pass, check with your Department of Motor Vehicles. If you are in need of a car insurance policy in order to pass inspection and drive on the roadways of your state then follow this link for auto insurance quotes online.


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