In Texas you may have your license suspended for a second or subsequent ticket for no liability insurance. If a person is convicted of a second offense for no-liability insurance, the person is subject to license suspension. This is per Texas Transportation Code 601.231, and 37 Texas Administrative Code 25.19.

To reinstate your license after a suspension for no insurance there is a reinstatement fee due prior to the renewal/issuance of a driver’s license. You must also obtain proof of insurance (form SR-22) from an insurance company and submit it to the Texas Department of Public Safety (DPS). The SR-22 is required for two years from date of conviction.

Another way in which one might have their license suspended is that when the Texas Department of Public Safety (DPS) receives notice that a person has cancelled their insurance while the requirement to maintain proof of insurance with DPS is still in effect, the driver is subject to suspension. Proof of insurance (form SR-22) must be maintained for two years from date of this type of conviction. This is per Texas Transportation Code 601.056, 601.057, and 37 Texas Administrative Code 25.6.

The reinstatement requirements for this type of suspension are the same as first listed above, a reinstatement fee will be required as well as a SR-22 form being filed with the TX DPS proving you have the insurance the state of Texas has mandated you to have.

An SR-22 insurance policy is a certificate of insurance that shows the Texas Department of Public Safety (DPS) proof of insurance for the future, as required by law. SR-22 insurance is not necessarily "high risk" insurance.

It is motor vehicle liability insurance which requires the insurance company to certify coverage to DPS, and the insurance company must notify DPS anytime the policy is cancelled, terminated or lapses. You do not need to own a car to buy this kind of insurance. If you do not own a car, please contact an insurance agent/company of your choice and talk to them about a non-owner SR-22.

The reinstatement fee we believe if around $100 to $125. You also will be charged the driver responsibility surcharge. Drivers who receive a conviction for certain offenses that occur on or after September 1, 2003 are required to pay an annual surcharge for three years from the date of conviction. Failure to Maintain Financial Responsibility comes with a $250 annual surcharge.

All surcharges assessed for this Driver Responsibility Program (DRP) are in addition to all other reinstatement fees required for other administrative actions and do not replace any administrative suspension, revocation, disqualification or cancellation action that results from these same convictions.

For exact information on what fees you will need to pay in order to get your license out of its suspension and reinstated contact the Texas DPS.