No, normally your friend receiving a speeding ticket in your vehicle would not affect you or your insurance rates if the ticket was written to them, which it should have been.

If the ticket instead had been written as a type of equipment ticket, suspended registration, etc that would be written to the vehicle or car owner, you, then it may have affected you. Or in the friend had been in an accident where claims would have been placed against your policy then your insurance rates may have been affected.

Instead when a moving violation ticket is written to the driver of a vehicle it should be in their name and thus when they are convicted of it, it will be placed on their driving record. Your car would normally be listed on the ticket, but only as a reference for the police showing what car they saw speeding.

Insurance companies look up the motor vehicle record (MVR) of drivers, not a car history. Department of Motor Vehicles (DMV) keep records on what violations a driver has been convicted of, normally there is no such type of record for a car that is kept or could be looked at by an insurer. If a car gets a ticket written against it, such as a suspended registration, this would go on the car owner's record.

If you have violations on your own record that is affect your insurance rates you may want to shop around for car insurance. You can get a low cost car insurance quote here with us.