You would need to confirm with the state agency that is requiring you to maintain the SR-22 but in general you normally are required only to carry a certain amount of liability coverage with a SR-22 filing.

If you have a lien holder on your vehicle, due to paying on a loan or lease, then that financial institution will usually require you to keep physical damage coverages of collision and comprehensive on the vehicle, their asset.

When you are required to hold a SR-22, financial responsibility certificate, the state does not normally take an interest in if your vehicle is covered in an accident, which collision coverage would cover, but instead that you have liability coverages that will cover others that you could cause damage and harm to in an accident. The state wants to make sure you have insurance that will cover others if you cause an accident.