In New York driving in the wrong direction is assessed 3 points on your driving record.

Insurance companies have point systems different from the DMV driver violation point system. The two point systems have no connection so the NYS DMV notes that you should contact your insurance company about their point system. This also means that rating systems differ from one insurance company to another so this ticket for driving the wrong way on a one way street may affect your premiums with one company but according to a different company’s rating system it would not.

It will thus depend upon your insurance carrier’s rating system whether this ticket, you first moving violation conviction, will raise your rates or not. Your agent or the New York Department of Insurance, with whom insurers file their rates with, should be able to advise you about your insurance company’s rating system.

You may decide that you want to take a driving course to help your situation. If you take a NYS DMV approved accident prevention course you can reduce your driver violation point total by a maximum of 4 points and save 10 percent on your auto liability and collision insurance premiums.

Auto insurers must apply a discount to the liability, collision and No-Fault coverages of your auto insurance policy for three years, if the principal operator of a vehicle has completed a qualified accident prevention course. You cannot receive the point or insurance benefits for an Internet course.

If your car insurance rates due rise due to this traffic ticket then you can comparison shop here with us to find a lower premium.