If you have been convicted of a moving violation ticket before you have obtained a driver's license a then a state will normally still start a driving record for you and place this offense on it.

Since your driving record is one of the primary rating factors for determining your premiums, having a speeding violation already on your drivers history before you received a license may seem to an insurance company that you are already a higher risk driver.

Inexperienced drivers, those who recently have received licenses, already are rated higher due to statistically as motorist they are in more accidents but also they can be immature behind the wheel. So being a young driver with a speeding ticket on your drivers history already likely your rates will be affected.

How much your rates may be affected will depend upon your insurance companies rating system. To find reasonable rates you will likely need to shop around. You can start getting auto insurance quotes online.