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Q

How long does a traffic violation stay on your record in Alabama? After the violation comes off, will it still affect the cost of your insurance?


A

According to the Alabama Driver's Manual and DPS various point amounts are assessed by the state for various moving violation convictions. It also is noted that after a traffic conviction is 2 years old, it loses its point count for suspension purposes but remains on a driver's record.

It does not state anywhere that violation are taken off your AL driving record after any certain period of time. We contacted a representative of the AL DPS who stated that a normal traffic conviction remains on a driver record for 3 years; however as we mentioned earlier it loses its point count for suspension purposes after two years.

Some convictions, such as DUIs, may stay on a driving record for a longer period of time but the DPS noted that it can vary from person to person on the time period depending upon the circumstances surrounding the DUI and its conviction.

If you have more questions about an Alabama driver history or how to check your own driving record, contact the the AL Department of Public Safety (DPS) directly.

Once Alabama removes most violations after 3 years from your driving record then your insurance company would not be able to see that offense any longer when they pull your motor vehicle record (MVR).

While traffic ticket convictions are listed on your MVR it will be up to the rating system of your insurance company and how long their "look back" period is to determine if these moving violations will affect your rates. Most car insurance carriers typically look back 3, 5 or 7 years.

You would have to contact your insurance company to inquire about rates. Every insurance company is different in their rating system. If your rates have gone up do to tickets you have received in the past you can shop here with us for low cost car insurance.


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