Yes, if your 16 year old is licensed then he or she will need to have auto insurance to drive.

The North Carolina Department of Insurance (NCDOI) states that as long as your teenager is a resident of your household you will need to add him or her to your policy if he or she does not carry their own car insurance.

You must notify your agent or company, failure to do so could jeopardize your coverage.

If your daughter is getting a license, learner permit or an ID card for the first time in North Carolina, she will need to provide proof of several things including her address, age and identity and automobile liability insurance if she will be driving a personal vehicle or something other than a fleet vehicle (rental car, company car) according to the NC DOT Division of Motor Vehicles.