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I live in South Carolina but got cited in North Carolina for violation GS 20-153, an illegal U-turn. How many points does this violation carry and will it affect my insurance?

North Carolina and South Carolina are both members of the Drivers License Compact (DLC) which means that NC will send your home state of SC information regarding this ticket if you pay and are convicted of it.

The South Carolina Motor Vehicle Code allows for out of state violation convictions to be recorded against the SC licensed driver if the violation matches up to a violation in South Carolina.

In North Carolina it appears that an illegal U-turn is worth 2 points while in your home state of SC it would fall under “turning unlawfully" and be worth 4 points.

You can check with the SC DMV to be find out for certain if points will be assess for this out of state illegal U-turn violation. We do know that the offense will be placed on your South Carolina driving record thus your insurance company could see it next time they pull your MVR.

According to the South Carolina Department of Insurance, all insurance companies use a uniform merit rating system for auto insurance purposes. It is based on convictions for moving violations and/or accidents.

The first point assigned to each vehicle eliminates the safe driver discount. Each point in excess of one has an annual surcharge of $20 for liability and $20 for collision. The merit rating system is different than the DMVs driver license points so check with the SC DOI to get more information on this merit points system and see if you will get a point assigned for the out of state illegal U-turn ticket.

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This car insurance question was asked on 10/15/2007
This auto insurance answer was last updated on 10/19/2007
Katilia requested this car insurance solution.
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