If there are 2 adults on a policy and one of them is taken off of the policy (for many reasons), then the rate can be affected.

It may possibly be lowered, it depends upon the rating system and if the insurance policy premiums were higher at all due to the second adult driver being on the policy.

To find out how your specific insurance companies rating system works and how your rates would be affected in this type of situation contact your insurance agent since insurance guidelines and rating systems differ.

If your rates would not be lowered you can comparison shop for better car insurance rates here with us.

The only rating factor difference that some rating systems may see for is a widow versus single, but typically a widow rating variable would cost less than a single rating variable.