According to the points schedule for Kentucky speeding 16 MPH or more, but less than 26 MPH, over the limit is 6 points but we do not see any listing for 40 mph over the speed limit. Instead we see listed a 90 day suspension of your driver's license if you are convicted of speeding 26 MPH or more over limit.

Since speeding 40 mph over the speed limit (95 mph over the 55 mph limit) is considered by many insurance carriers to be risky behavior and a major offense then your insurance rates will likely rise once your insurance provider sees this offense, along with the associated penalty of getting your license suspended, on your MVR.

Insurance companies' rating systems do differ so you would need to speak to your agent about your insurance carrier's specific rating system and how this traffic violation will affect your rates.