In Idaho a speeding ticket usually comes with 3 or 4 DMV points placed on your driving record as well as the speeding violation itself being put on your driving record. It will depend upon the rating system of your Idaho insurance provider whether this speeding ticket for 10 mph over the limit will affect your insurance rates or not when your insurer next pulls your motor vehicle record (MVR).

If this is your first moving violation on your driving record then some insurers may take away a safe driver discount but not raise your rates. With other companies their rating system may call for an increase in your premiums if you are convicted of just one speeding ticket.

The ID Department of Insurance notes that most insurance companies apply a surcharge to drivers who have been involved in an accident or convicted of multiple traffic violations. Also, the more claims you have made, the higher your rates are likely to be.