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Q

In Massachusetts, what type of violation is the citation of driving with an expired registration considered? It was a $100 ticket, but will it have a surcharge on my car insurance? I know a citation for driving with an expired inspection sticker is a $50 ticket and 2 points on your license, but what about driving with an expired registration?


A

Driving a car with an expired registration sticker is considered a minor offense which is surchargable. In Massachusetts minor traffic violations citations for things such as speeding, expired registration and an expired inspection sticker to name a few.

Minor traffic violations such as the ones named above, including expired registration, is worth 2 surcharge points for insurance purposes.

No surcharge points are assigned to the first non-criminal minor traffic violation in the 5 years immediately preceding the effective date of your policy in MA. So if this was your first violation it would appear that you may have zero surcharge points assigned this time but will get points assessed for any future traffic violations.

You can discuss this offense and the potential of a surcharge with your insurance agent. For a MA auto insurance quote follow this link.

For more information on the insurance surcharge system in Massachusetts contact the Division of Insurance.


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