We contacted the New Jersey Motor Vehicle Commission (MVC) and their representative stated that with only a NJ permit you are not permitted to drive out of state.
If you had instead a provisional license, which is considered an actual driver's license and is only issued to individuals 17 years of age and older, you could. With a provisional license you are permitted by the NJ MVC to drive out of state as long as you adhere to the restrictions of the license.
For more information on driving out of state before obtaining a full New Jersey driver's license contact the MVC whose customer advocacy office normally responds quickly to licensing questions.
For NJ auto insurance quotes online follow this link.
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