The Insurance Fraud Prosecutor for the state of New Jersey has stated in the past that phony insurance identification cards enable people to drive without automobile insurance and that uninsured drivers pose a significant risk to the motoring public and cause automobile insurance rates to sky rocket.

This crime is a priority for the Office of the Insurance Fraud Prosecutor and is the target of stepped-up investigation and scrutiny. The Prosecutor for insurance fraud in NJ notes that some important cases have begun with anonymous tips from the public. The state encourages New Jersey residents concerned about insurance cheating and who have information about insurance fraud to contact the Division of Criminal Justice - Office of Insurance Fraud Prosecutor toll-free hotline at 1-877-55-FRAUD, or visit the insurance fraud web site to find out more information about what is considered insurance fraud and what one can do to stop it.

You may also be able to give information anonymously about your friend's husband that is driving without insurance and with a fictitious insurance card to the NJ insurance regulatory body.