CarInsurance.com Buy Insurance Online
> ZIP code:  Quote & Compare
CarInsurance.com Navigation
  About Car Insurance About Us
  Car Insurance Site Map Site Map

Get Free Quotes Now

Zip Code:
Save With CarInsurance.com!
Car Insurance Learning Center  Learning Center  Auto Insurance Questions & Answers   Questions & Answers  Professional Answers   Professional Answer
I got a speeding ticket in Buncombe Co., North Carolina for going 75 in a 60 mph zone. I have a Vermont drivers license and car registration. I will be charged with 3 points? Will these 3 points show up on my Vermont driving record? Will these 3 points show up on my insurance record and change my insurance rates?

North Carolina and Vermont are both members of the Drivers License Compact (DLC). The Compact requires member states to notify the licensing state of a driver who has been convicted of a moving violation outside of their home state. Thus if you plead guilty and are convicted of driving 15 mph over the speed limit then the NC courts should inform the VT DMV of this speeding citation and conviction.

The Vermont Department of Motor Vehicles maintains records of motor vehicle violations for all people who drive in Vermont. According to the VT DMV they use the ACD (AAMVAnet Code Dictionary) which is a uniform set of codes that is used to report motor vehicle violations from one jurisdiction to another.

An ACD code may appear on a Vermont driving record if a violation has been reported to Vermont from another jurisdiction. There are no points assessed in Vermont for a violation occurring in another jurisdiction.

It is noted however (in some situations) that the Vermont DMV will issue a license suspension based upon receiving a report of certain violations in other states/jurisdictions.

If you are interested in looked up the ACD code that will be placed on your VT driver's license due to this NC speeding ticket, the Vermont DMV does have an ACD violation code index.

So while Vermont does not add points to a VT driving record for out of state minor violations it will place the offense on the driver's record. Since the traffic violation will be seen on your Vermont driver's history then your insurance company will be able to see it when they next pull your MVR.

It will depend upon your insurance carrier's rating system if this NC traffic ticket will affect your rates or not. Your agent should be able to give you information on your provider's rating system or you can try contacting the VT insurance regulatory body since insurance companies must file their rates with this state agency.

If your rates are affected then you can click here for a Vermont auto insurance quote.

Share this on: Tweet this! Add to Facebook Add Google Bookmark Digg This Windows Live Favorites Add to Del.icio.us reddit this!
StumbleUpon Save to Ma.gnolia Save to Blinklist Technorati This Submit to Propeller Furl It Seed Newsvine
Related Questions
Car Insurance RelatedMy daughter received a 3 point speeding ticket in Vermont and the officer told her that New Jersey was not a reciprocal state and that she would only have points in Vermont. I would like to know if N...
Car Insurance RelatedMy 20 year old son received a speeding ticket in Vermont, 56 in a 40 mph zone. Will the points show up on his Connecticut License?
Car Insurance RelatedI got a speeding ticket in Vermont. Will it show up on my driving record in Maryland?
Car Insurance RelatedWhich states have reciprocal agreements and share speeding ticket information?
Car Insurance RelatedMy husband got a speeding ticket in Vermont and we live in Michigan. Will the points from Vermont show up on his Michigan license? Also if he plea bargains and just pays the fine in Vermont would th...
Car Insurance RelatedWho are the party states of the DLC?
Tell us what you think about this answer.
What did you think of this question and answer?

poor 
1
2
3
4
5
6
7
8
9
10

 excellent
Tell us why you rated this car insurance question and answer this way:
Visitor Comments
No visitors have commented on this answer.
Question Details
This car insurance question was asked on 11/30/2007
This auto insurance answer was last updated on 12/4/2007
Pamela L requested this car insurance solution.
Rated 0 out of 10 based on 0 votes.
Helpful Tips
Print Car Insurance Answers Print this car insurance question and answer
Email Car Insurance Answers Email this auto insurance answer
Disclaimer: Answers and comments provided are for information purposes. They are not intended to substitute informed professional advice. These responses should not be interpreted as a recommendation to buy or sell any insurance product, or to provide financial or legal advice. Please refer to your insurance policy for specific coverage and exclusion information. Please read our Terms Of Use.
©2009 CarInsurance.com, Inc. - Online Insurance Marketplace™
safe and secure auto insurance   better business bureau car insurance   Tested, Safe, and Secure Car Insurance