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Car Insurance Learning Center  Learning Center  Auto Insurance Questions & Answers   Questions & Answers  Professional Answers   Auto Insurance Answers

My lien holder needs confirmation of insurance, do you automatically inform them of such or do I need to request it?

Typically a lien holder will require you have the state liability coverages and physical damage coverages on your vehicle plus list them as an additional insured. The insurance company should then list your lien holder on your insurance policy if you provide this information and they will send a declarations page to the lien holder normally.

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Any lien holder, additional interest, or loss payee will receive notification of insurance. A copy of the declaration and/or any policy status forms are mailed to them. In addition, each insurance companies' service department can provide a faxed or replacement copy of any proof, if the lien holder needs additional proof. You should not need to request any documents to be sent to the lien holder, it is an automatic process.

 

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Car Insurance Related I filed a hail damage claim on my car, and my insurance agent made a check out to me and my lien holder. However, my lien holder won't endorse the check until all the damage is repaired. What shop is going to repair my car and wait a week to get paid for it? Many people have told me I can cash the check without the lien holders endorsement. Is this true? Do I have any options, besides paying for it myself, which I can not do? Thanks for your help.
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This car insurance answer was last updated 7:18 PM Dec-17.
This Compare Quotes question was asked 06:24 PM December-12-2007.
Keith requested this car insurance help from CarInsurance.com experts.
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