Since you are not trading in a car and have not had insurance for awhile you are correct that you will not have insurance to extend to a vehicle that you purchase. Since in many states you will need to show the dealer proof of insurance before you can drive the vehicle off you will need to purchase auto insurance before you leave the lot.

If you are unsure of what vehicle you want to purchase then you may want to go out shopping for a car and when deciding upon which car to purchase go home and go to CarInsurance.com so that you can get car insurance quotes on the various cars you are thinking of buying. The price of insurance may help you decide which car will best suit your vehicle needs and fit your financial situation.

You can also do research on the vehicle(s) to see what blue book value is, reviews of the car are, etc so that you can make the most knowledgeable decision on what car you want and will work for your needs.

Once you are ready to buy the car you can let our agents here at CarInsurance.com know that you are ready to purchase the car and will need immediate proof of insurance for the dealership so that you can drive it off the lot.

As we mentioned earlier there are states such as Florida where the dealer is required to see proof of insurance before you leave the lot. Florida law requires all vehicles licensed within the state to have insurance. Without this proof, the dealer cannot complete the transfer of title and registration into the consumers' name.

See our article CarInsurance.com now offers insurance at all dealerships for more information on how to get instant coverage on a vehicle.

If you are at a dealership or wanted to compare prices get an auto insurance quote here.