The FS-1 is a document used in North Carolina. It is a simple form provided by the insurance company. In other states it is labeled as a Certificate of Insurance. In NC a Certificate of Insurance (FS-1) form, can be obtained from an Insurance Company to show proof. You must receive it from a company that is licensed to do business in North Carolina.The NC DOT states that when titling / registering your vehicle in North Carolina you must show proof of insurance. Acceptable proofs of insurance include:
- Owner provides insurance company name and policy number (Self Certification) or
- A Certificate of Insurance (FS-1), obtained from an Insurance Company that is licensed to do business in North Carolina.
The minimum requirements of liability insurance for a private passenger vehicle are $30,000 for bodily injury for one person; $60,000 bodily injury for two or more people and $25,000 property damage. North Carolina law requires each company to notify the DMV when coverage has been cancelled.
To provide proof of insurance coverage to the DMV you can speak with your car insurance agent to obtain the FS-1 form. To get a North Carolina car insurance prices follow this link.