Your boyfriend will need a non-owners SR-22 if he does not own a vehicle nor has a car in his household in which to place an auto insurance policy upon.
If your state requires a SR-22, certificate of financial responsibility, as part of the terms of reinstatement for your boyfriend's driver's license then he will need to obtain and maintain one even if he does not own a vehicle. Normally if you own a car you obtain the mandated liability coverages and SR22 filing on the vehicle(s) you own. If you do not own a car then you obtain a non-owners policy which is still the mandated coverages plus the get the SR-22 filed with the state as required there is just no car to list on the policy.
A non-owners SR-22 generally allows the named insure to drive any vehicle that they are given permission to drive by the vehicle owner, unless the vehicle is owned by a household member.
Currently, we only offer a non-owners SR22 online in Florida. During your quote process you will be asked if you need an SR22 on the driver screen. You will be asked if it is a non-owner policy on the vehicle screen.
Please be aware that CarInsurance.com offers its products in certain states. In some states you are redirected to a partner that may not offer these options. Where we are able to offer non-owners insurance the vehicle screen has this option to select a non-owners policy: "Check this box if you do not own a vehicle and would like to purchase a non-owners policy."
We hope to offer online non-owner SR-22s in these states by January 2008, call our sales center to see if they can accommodate your boyfriend now:
- Georgia
- Tennessee
- Louisiana
- Kentucky
- Mississippi
- North Carolina
- South Carolina
- Arkansas
- Virginia
- Texas
- Missouri
- Illinois
- Kentucky
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