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I live in Massachusetts and I have a MA driver's license. I just got a speeding ticket in Connecticut. I am going to appeal it, but what happens if i lose in court? Would that ticket affect my record and insurance rate in MA?

Your home state of Massachusetts is not part of the Drivers License Compact (DLC), while Connecticut is a member of this agreement. The DLC requires member states to report tickets convictions back to the licensing state of the motorist who received the moving violation. Even though MA is not a member of the DLC they do receive in information from other states and share information with other states DMVs when out of state licensed drivers are convicted of moving violations.

According to the Massachusetts driver's manual, located at the MA Registry of Motor Vehicles (RMV), MA has arranged to share driving record and criminal violation information with other states. The MA driver handbook also states that certain traffic offenses committed by a MA driver in other states will be placed on their driving record and treated as if the violation has occurred in MA.

The RMV notes as well that out of state violation convictions may count toward surcharge-able events and thus possible license suspensions and Safe Driver Insurance Plan (SDIP) surcharges. Surcharge-able events are considered motor vehicle violations and at-fault accidents.

The Code of Massachusetts portion that discusses this Safe Driver Insurance Plan (211 CMR 134) states specially that The Plan shall take into consideration certain major and minor out of state traffic violations.

From this information it would appear that your out of state CT speeding ticket will be put on your MA driving record and will likely affect your auto insurance. To find out how much your premiums could change due to this citation, check with your insurance provider or the MA Division of Insurance.

To see if there is a way in which to take care of your CT traffic ticket but keep it from your MA driving record contact the court listed on the citation. There may be traffic school or some other means that will allow you to get the ticket taken care of without it being considered a conviction and sent to the MA RMV, that is if you are unable to win by fighting it or appealing it in court.

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This car insurance answer was last updated 10:41 AM Feb-22.
This helpful tips question was asked 1:46 PM Feb-18-2008.
Moe A requested this car insurance help from CarInsurance.com experts.
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