No, the rental car coverages of an auto insurance policy are for loss of use of your vehicle after it has been in a covered loss, not if your car has been repossessed.

A covered loss may include an accident which damaged your vehicle and so you need a rental car during the time it takes to get the car repaired. Or it could be use of a rental car after your vehicle was damaged and found to be a total loss and are waiting on a settlement offer to obtain a new car.

A rental car may also be reimbursed by your auto insurance carrier if your car was stolen and you need transportation while you wait for the car to be recovered or a settlement offer is being made for the total loss of your stolen vehicle. It will depend upon the terms of your rental car reimbursement coverages what situations will be covered.

Rental car coverages that you obtain as part of a car insurance policy is not available to a policyholder when they are taking their vehicle in for scheduled or routine maintenance or due to the car being taken by the lien holder as a repossession.