You and your husband will need to read through the terms of your specific insurance policy, since insurance companies' guidelines can differ, however in general these damages would be covered by your physical damage coverages of collision and comprehensive.

Hail damage or a tree limb falling on your car would normally be covered under the "other than collision" or comprehensive portion of your auto insurance coverage. You can speak to your agent about making a claim for the damages that the inclement weather has caused to your vehicle(s) and find out what deductible(s) will be due when making the claim(s).