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I received a speeding ticket for going 57 in a 35 zone. The ticket was for $180 but the officer never specified any points added to my license on the ticket. Will officers usually specify points added or is it just understood that I will have points added?

State laws differ with what information law enforcement must give you, what information the citation must have on it, etc. In general though police do not have to tell you how many points the ticket will place on your driving record.

Some states do not have a points system. In those states that do have a points system some law enforcement officers may inform you of the point value of a ticket and if traffic school is available to you while other may tell you to call the court for information on the ticket and potential penalties if you are convicted of the offense.

You should be able to call the court listed on your speeding ticket to find out more about the fine amount, if traffic school or a driver improvement course is available to you to dismiss the ticket and to tell you if points will be assessed. If points are to be assessed, if you are convicted of driving 22 mph over the posted speed limit, then either the clerk of the court or your local Department of Motor Vehicles should be able to tell you the amount of points you will get placed on your driving record if you are convicted of the moving violation.

If you are convicted of the speeding offense then your insurance rates could be affected since the next time your insurer pulls your MVR they will see the traffic ticket conviction for speeding on it. Insurance carrier's rating systems differ so if you want to know how much this ticket could affect your rates you could ask your agent about your particular insurance company's rating system.

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This car insurance question was asked on 3/31/2008
This auto insurance answer was last updated on 4/7/2008
Drew requested this car insurance solution.
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