If your rims were stolen off of your vehicle you should notify your insurance agent to see if you can make a claim under your comprehensive coverage. You should also make a police report since your insurance company will want a copy.

Standard rims may be covered however if the rims are "add ons," customized for your vehicle, you would normally need an endorsement for these items to be fully covered if stolen or damaged.

In many cases, in order for performance (custom) parts to be covered under your policy your insurance company would need to know about the parts beforehand. Many insurance companies would then want to do an endorsement to cover these non-factory parts. Some insurance companies would call this an additional equipment endorsement or custom parts coverage. On our website it is labeled as Additional Customized Parts Or Equipment Coverage OR Customized Parts and Equipment Coverage.

All that being said normally any endorsement you may have had for the rims would mean that they were on the vehicle and stolen off of it. It sounds like here that you had rims for a car being stored or transported in the back of your truck and they were stolen from there. Either way in which they were stolen you will need to read through the terms of your auto and homeowners insurance policies and/or speak to your agent about your specific coverages to see though if the rims will be covered and if so by which coverage.

Likely since the rims were not on your car at the time of the theft it is more likely they will be considered personal property stolen from your truck, just as if a laptop or other item was taken and thus the claim would go through your homeowner’s policy. Without knowing the specifics of your auto insurance or homeowners though we can only advise you to speak to your agent(s) to decide under which policy a claim may be made.