You would need a physical damage coverage such as comprehensive or glass breakage to cover a broken windshield.

In most states if you have comprehensive coverage on your vehicle than your vehicle is covered for glass breakage, especially to the front windshield since it is the most important window on the vehicle for the driver to be able to see and operate the vehicle properly.

Some insurance companies, for an extra premium, offer full glass coverage when comprehensive and collision is purchased which covers your car’s glass for breakage of safety glass with no deductible.

If you would like a quote for a policy that contains physical damage coverage of comprehensive and/or collision you can get a instant car insurance quotes here.