If the out of state moving violation conviction was placed on your driving record in the state that you are licensed in then yes, your insurance company will know about the offense when they pull your motor vehicle record (MVR). Typically an insurance provider will pull your MVR or driving record at the inception of a policy as well as at time of a policy renewal.

It is not the points from a violation, whether in state or out, that affect your insurance rates but the actual conviction of a moving violation such as speeding, running a red light or reckless driving to name a few. Insurance companies have rating systems that determine if a violation affects rates. The points connected to an offense are there normally for your licensing state to keep track of you as a driver and determine if you have too many points and would be considered a habitual offender / negligent driver.

When a state Department of Motor Vehicles has decided that a person has too many points, according to state laws, then they can assess penalties on the driver. These can range from being required to be re-tested or going to driver improvement classes to having your driver's license suspended for a period of time.

Many states are part of the Drivers License Compact (DLC) so when you receive a ticket out of state your home state’s licensing agency is informed. It is then up to state laws to determine if the out of state infraction will be placed on your driving record and assigned points. Many states do put on the violation, even if points are not assessed. By being on your driving record your insurer can see it and rate you on it, no matter if your state assessed points or not.

If the out of state violation is not placed on your driving record then it will be unlikely, but not impossible, that your insurance carrier would not find out about this conviction for a traffic ticket received out of state and thus not rate you on it.