You asked specifically about the minimum limits allowed for NC property damage liability (PD), that amount is $25,000 per incident.

The North Carolina Financial Responsibility Laws require that Automobile Liability coverage be maintained. The minimum requirements of liability insurance for private passenger vehicles in North Carolina are 30/60/25. These numbers stand for $30,000 for bodily injury for 1 person, $60,000 bodily injury for 2 or more people in one accident and $25,000 for property damage occurring in one accident.

NC insurance companies and their agents are required to offer Uninsured Motorist and Combined Uninsured/Underinsured Motorist coverage. If you do not wish to have this coverage, it must be rejected.

As you may be aware, the NCDOT Division of Motor Vehicles states that the N.C. General Assembly has enacted legislation which requires driver license applicants in North Carolina to submit proof of automobile liability insurance coverage in order to obtain a North Carolina driver's license.