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I am a 16 year old driver, and I was caught, on accident, doing 22 over the speed limit by the Georgia State Patrol in Gainesville, Georgia. I was wondering, how would this affect my insurance, or my parents insurance, and what happens when they sentence you to juvenile court? How are the fines?

According to the Georgia Drivers Manual put out by the GA Department of Driver Services (DDS) ,speeding 15 or more miles per hour above the posted speed limit is considered a serious traffic violation. If your insurance company also considers it a serious offense then it may raise your rates by a decent amount when your insurance provider sees a conviction for the speeding ticket for 22 mph over the limit on your motor vehicle record (MVR).

If you are on your parent's policy then when the insurer next pulls your MVR, normally at the inception of a policy and at renewal time, your driving record with this moving violation for a high rate of speed over the limit can make your rates rise. Being a young, teenage driver your premiums are normally high since being an inexperienced driver makes you more of a risk to the insurance carrier.

To find out what will happen in juvenile court to take care of this ticket you should contact the court listed on the citation. The Office of the Courts for Georgia states that the purpose of our juvenile courts is to protect the well-being of children, provide guidance and control conducive to child welfare and the best interests of the state.

The exclusive, original jurisdiction of juvenile courts extends to delinquent children under the age of 17 and deprived or unruly children under the age of 18. Juvenile courts have concurrent jurisdiction with superior courts in cases involving capital felonies, custody and child support cases, and in proceedings to terminate parental rights. The superior courts have original jurisdiction over those juveniles who commit certain serious felonies. The juvenile court also has jurisdiction over minors committing traffic violations or enlisting in the military services, consent to marriage for minors, and cases involving the Interstate Compact on Juveniles.

The State of Georgia applies strict penalties to teens who fail to obey the laws regarding operation of a motor vehicle. The driver’s license of any person under 21 years of age convicted of any of the following offenses shall be suspended for a period of six months for a first conviction, or for a period of twelve months for a second or subsequent suspension. No limited driving permit is available for this type of suspension.

  • Hit and run or leaving the scene of an accident.
  • Racing on highways or streets.
  • Using a motor vehicle in fleeing or attempting to elude an officer.
  • Reckless driving.
  • Aggressive driving.
  • Purchasing an alcoholic beverage.
  • Attempting to purchase an alcoholic beverage.
  • Underage possession of alcohol while operating a motor vehicle.
  • Misrepresenting age for purpose of illegally obtaining any alcoholic beverage.
  • Misrepresenting identity or using false identification for purpose of purchasing or obtaining an alcoholic beverage.
  • Any other offense for which four or more points are assessable:
  • Unlawful passing of a school bus.
  • Improper passing on a hill or curve.
  • Exceeding the speed limit by 24 miles per hour or more.

The accumulation of four or more points in any 12-month period while under 18 years of age also leads to a suspension of your license. It is 3 points for a speeding conviction of 19 - 23 mph over the limit.

The fine imposed for a speeding citation in Georgia will vary depending upon which court in which your citation is pending. In Georgia, speeding is a misdemeanor offense, and any misdemeanor is punishable by a fine of up to $1,000.00 and 1 year in jail (Code of Georgia Annotated 17-10-3(a)(1)).

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This car insurance question was asked on 5/14/2008
This auto insurance answer was last updated on 5/17/2008
Jessica requested this car insurance solution.
Rated 0 out of 10 based on 0 votes.
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