Yes, if you have a valid driver's license you should be able to purchase insurance for a car when you do buy a new or used vehicle.

If you would like to start an insurance policy before owning a car, to get an auto insurance history started for yourself and cover you when driving other people's cars until you get your own, then you can get a non-owner's policy now. There is no reason to purchase a non-owners policy unless you have a specific need to be covered when you don't own a car. Typically, this is because you need to satisfy state requirements or you borrow and/or rent other cars often.

Non-owners insurance is coverage to give a motorist liability protection for when they are at fault in an accident but do not own a vehicle. Non-owners policies can typically include liability, medical payments, and uninsured/underinsured motorist coverages.

Non-owners policies generally do not include comprehensive, collision, towing reimbursement, or rental reimbursement coverage. A non-owners policy of a driver would normally be secondary to the insurance put on the vehicle by the owner.

When it is your first time buying auto insurance you need to educate yourself with the types of coverage and requirements in your state. See our interactive map of US auto insurance requirements to find out about your particular state's mandated car insurance coverages.

After you are aware of the basic car insurance requirements go on to determine your personal needs. Visit our Learning Center to get information on the definitions of the main required and optional coverages and use our glossary of insurance terms to look up those items you are unfamiliar with. Try our Car Insurance Calculator. Also, read our Articles such as Tips for First Time Insurance Buyers and Types of Auto Insurance Coverage Explained for help understanding what insurance coverages you may need.

You can obtain an auto insurance quote here by entering your zip code and some other basic information. There is no limit to the number of quotes you can obtain. So if you are pricing out different types of cars that you may buy and insure you can simply change the vehicle information to determine the different costs for different makes and models.

So if you are looking to buy an auto insurance policy for the first time you can easily go through our online quoting system to get a quote. If you have additional questions you can call our agents at 1-800-964-4849.

In many states you must show a dealer proof of insurance before driving off the lot so make sure you have priced out your car insurance and have it ready to be placed on the vehicle so that you can call your agent with the VIN and get the policy started so that you can purchase and drive your vehicle.