According to the Department of State for Michigan there is no age requirement for titling a vehicle in Michigan and no minimum age for obtaining insurance.

A Michigan insurance law called the Essential Insurance Act guarantees that auto and home insurance will be available to all eligible Michigan citizens. The law says that you are eligible for auto insurance if you have a car registered in Michigan OR have a valid (not suspended or revoked) Michigan driver’s license.

However it is unlawful to knowingly sell a motor vehicle to an unemancipated minor without written permission from a parent or guardian. The seller must have a consent form completed by the parent or guardian of the minor at the time of the sell. By law, the seller is required to keep this consent form for 3 years.

The form needed to be filled out is titled Parental Consent to Sell a Vehicle to a Minor. It states right on this form that Michigan law requires an owner to obtain parental permission before selling a motor vehicle to an unemancipated person under the age of 18. The seller may comply by having one parent or the legal guardian complete this form. The seller retains this form for three years.

The form also comes with a warning stating that this form does not change the contractual liabilities with respect to the sale of a motor vehicle to a minor.

If you are 17, and thus still a minor, you will also need a parent or guardian to sign on any other legal documents such as an insurance policy since insurance companies normally will not allow you to sign by yourself until you are 18 and considered an adult. So the insurance policy may be in your own name at 17 but with the consent of an adult since they may be held liable for your actions as a minor if you fail to fulfill your obligations.

For a Michigan car insurance quote he can come to us for young drivers car insurance needs.

If you have other questions, contact the MI Secretary of State on their website or at 888 SOSMICH (888-767-6424) or the MI Financial and Insurance Regulations section of the DLEG, the insurance regulator for the state of Michigan.