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My license got suspended for points. Will I have to have SR-22 insurance?

It will depend upon your state laws if they will require you to obtain and maintain a SR-22 filing of financial responsibility to reinstate your license after a suspension due to accumulating too many points on your driving record. In many states after any type of driver's license suspension a SR-22 is required as part of the reinstatement process.

For example, in Missouri you need to file the SR-22 for two years from the starting date of your point suspension or revocation.

In Nebraska if you have been suspended/revoked as a result of a court conviction, accumulation of points or some other administrative action you will have to prove to the State of Nebraska that all vehicles (car, pickup, van, motorcycle, etc.) you own are insured. If you do not own any vehicles, you must purchase a non-owner or operator policy.

The proof of insurance form that the NE Department of Motor Vehicles requires is indeed the SR-22 filing. This is the only form of proof of insurance that will be accepted in Nebraska for reinstatement of your license.

In Nebraska, as in many other states, it is your responsibility to notify your insurance company, as soon as possible, that you need an SR-22 filing. You or your insurance company will need to mail or personally deliver the SR-22 filing to the DMV unless the insurance company can electronically submit the filing.

Your insurance coverage and the SR-22 filing must be in effect on the date you meet the requirements to reinstate your operating privileges and you must maintain the filing as indicated below (whether or not you own a motor vehicle or live in the State of Nebraska) after a license revocation for accumulation of 12 or more points in less than a two (2) year period. SR-22 needs to be on file for three (3) years from the date eligible for reinstatement here.

When you lose your privilege to drive in Alaska for accumulation of points, the state suspends your license or privilege to drive. Your driving record will show that the state has taken some kind of action against your license. When you take the steps needed to get your license back, you are reinstating your driver's license or privilege to drive in Alaska.

An SR-22 insurance policy is normally required for reinstatement after a driver's privileges to drive have been suspended or revoked. If you are required to show proof of SR-22 insurance filing before having your driver's license reinstated, you must obtain a copy of the SR-22 insurance binder or application for the binder. For most offenses, you must carry this kind of insurance policy for three years from the ending day of any revocation.

This is just an example of what some states require after having your license suspended for having too many points on your driver's license. To find out if your specific state requires a SR-22 as part of your license reinstatement process contact your Department of Motor Vehicles. To get a quote for inexpensive car insurance, click here.

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This car insurance question was asked on 6/19/2008
This auto insurance answer was last updated on 6/26/2008
Staci requested this car insurance solution.
Rated 0 out of 10 based on 0 votes.
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