CarInsurance.com Buy Insurance Online
> ZIP code:  Quote & Compare
Prefer to talk to an agent? Call 1-800-964-4849
CarInsurance.com Navigation

Get Free Quotes Now

Zip Code:
Save With CarInsurance.com!
Car Insurance Learning Center  Learning Center  Auto Insurance Questions & Answers   Questions & Answers  Professional Answers   Professional Answer

Car Insurance Question  I am a licensed US driver, but will be moving to Canada next week for an assignment that is expected to last 2 to 4 years. Do I need to get a Canadian Driving License, and what is the process? Also, I'll be buying a vehicle there. Where can I get insurance quotes?

You will need with the drivers and vehicles licensing agency of the area of Canada in which you will be assigned to for the next 2 to 4 years but very likely you will be required to obtain a Canadian driver's license since you are going to be there for an extended period of time.

Usually the US and Canada allow visitors with foreign licenses to drive up to 12 months with their home country's driver's license however if you are working or taking up residency in the other country then the laws normally require you to change over your driver's license.

The procedures to follow differ from one area or province in Canada to another so you would need to contact the government agency in that area that does what the DMVs (Departments of Motor Vehicles) do in the United States to find out about how to obtain a Canadian license and how to register and insure a car. Some areas of Canada have insurance through government agencies while others have public insurers you can get your coverage through.

You can contact our Canadian auto insurance affiliate to find out more about car insurance coverages in Canada and to get a quote.

Here are a list of the Canadian DMV related sites that we are aware of for the different territories and provinces of Canada:

Alberta - Service Alberta gives information on both how to become licensed and how to register a car.

British Columbia - Insurance Corporation of British Columbia (ICBC) - gives information on driver's licenses, registration and insurance.

Manitoba - Manitoba Public Insurance - gives information on insurance, vehicle registration and auto insurance.

New Brunswick - Service New Brunswick has information on motor vehicle registration while the NB Department of Public Safety works with driver licenses.

Newfoundland and Labrador - Government Services deals with both driver licensing and motor vehicle registration.

Northwest Territories - The Department of Transportation (DOT) gives information on both car registration and how to obtain a driver's license.

Nova Scotia - Registry of Motor Vehicles (RMV) does both licensing and motor vehicle registration.

Ontario - Ministry of Transportation (MTO) does both driver licensing and vehicle licensing. You can read about G1 and G2 graduated licenses here.

Prince Edward Island - Info PEI gives information on driver licensing and car registration.

Quebec - SAAQ (Société de l'assurance automobile du Québec) manages the auto insurance plans in Quebec and is also responsible for issuing driver's licenses and car registration certificates.

Saskatchewan - Vehicle registrations, driver licensing and testing are handled by Saskatchewan Government Insurance. .

Yukon - The Department of Community Services gives information on registration of motor vehicles and driver's licenses.

If you need more information on the various types of insurance that Canadian provinces have in place you can contact the Insurance Bureau of Canada (IBC) which is the national trade association of the property and casualty insurance industry for Canada.

For an example of how insurance requirements differ throughout Canada, Saskatchewan operates a mandatory vehicle registration and insurance program. When a vehicle owner purchases license plates, they also purchase a basic package of insurance which includes coverage for damage to their own vehicle subject to a deductible; coverage for personal injury as a result of a vehicle crash; and, liability insurance for damage their vehicle may cause to the property of others or injuries it may cause to other people. The basic liability insurance coverage is in the amount of $200,000.

Then in Quebec, Canada, vehicle and property damage claims are covered by private insurers. The Automobile Insurance Act of Quebec requires all vehicles to take out a minimum of $50,000 in coverage from a private insurer; this is termed Section A on an insurance policy.

The Basics of Canadian Car Insurance is an article in our Learning Center that can also help you understand the auto insurance requirements throughout Canada.

Share this on: Digg This StumbleUpon Add to Facebook Add to Del.icio.us Furl It Seed Newsvine
reddit this! Save to Ma.gnolia Save to Blinklist Technorati This Submit to Netscape Windows Live Favorites Add Google Bookmark
Related Questions
Car Insurance RelatedI am from California working in the British Columbia, Canada. What do I have to do to have insurance coverage on my automobiles?
Car Insurance RelatedHow do I get Canadian car insurance through CarInsurance.com?
Car Insurance RelatedI will be living in Canada while awaiting my visa which could take 1 to 2 years. I will be a "visitor" and will have to go back to the U.S every 6 months to start the next "visit"....
Car Insurance RelatedI live in Ontario and I recently purchased my first vehicle, my common-law husband has been driving it and says that he is automatically insured on my car because hes over the age of 25. Is this true?
Car Insurance RelatedWill a US auto insurer provide coverage for a Canadian registered vehicle?Thank you for your help.
Car Insurance RelatedI live in Canada, BC and purchased a car on eBay in Washington state and I am wondering how to get insurance (like a 1 day permit) to be able to drive it home.
Car Insurance RelatedI thought if you were a resident of British Columbia you had to buy your car insurance from ICBC am I wrong?
Car Insurance RelatedDo I need a non-residence car insurance card while visiting Canada?
Car Insurance RelatedI am planning on moving to Ontario, Canada within a year. I was recently informed that my car insurance will not transfer my policy to Canada. Can you please provide details on how Canadian car insur...
Car Insurance RelatedI am an insurance agent in Montana, I have a client who will be going to college in Calgary, does he need to secure Canadian auto insurance? The vehicles are registered in MT & he has a MT license can...
Car Insurance RelatedWe have 2 cars in USA and going to move to Montreal in Jan 2008. In order to get Canadian insurance, what do I need to do?
Car Insurance RelatedBy how much can my dad expect insurance premiums to rise if he adds my name to his insurance? He has been driving with a full licence for almost 8 years now and I just got my G2 this past month. I hav...
Tell us what you think about this answer.
What did you think of this question and answer?

poor 
1
2
3
4
5
6
7
8
9
10

 excellent
Tell us why you rated this car insurance question and answer this way:
Visitor Comments
No visitors have commented on this answer.
Question Details
This car insurance question was asked on 6/23/2008
This auto insurance answer was last updated on 6/26/2008
Ivan H requested this car insurance solution.
Rated 0 out of 10 based on 0 votes.
Buying a Policy
Print Car Insurance Answers Print this car insurance question and answer
Email Car Insurance Answers Email this auto insurance answer
Disclaimer: Answers and comments provided are for information purposes. They are not intended to substitute informed professional advice. These responses should not be interpreted as a recommendation to buy or sell any insurance product, or to provide financial or legal advice. Please refer to your insurance policy for specific coverage and exclusion information. Please read our Terms Of Use.
©2008 CarInsurance.com, Inc. - Online Insurance Marketplace™
safe and secure auto insurance   better business bureau car insurance   Tested, Safe, and Secure Car Insurance