The guidelines of how to take a driver off of a policy is up to each individual company so when you call in to your agent to request that your daughter to be taken off of your policy, since she has moved out of the house, he or she will tell you if your verbal request is enough or if you will need to show documentation to get her removed.

What documentation you may need to show to your insurance company to get your daughter removed could be proof of her new resident address and/or a copy of her new auto insurance policy. We typically request a utility bill or rental agreement.

We know of instances where it has been difficult for a person to prove that a driver is no longer in the household. The reason each insurance carrier is so picky about it is because they may still be liable for damages if the driver is in fact still living in the house. If your daughter has her own car insurance policy now it would be helpful to have that information on hand when calling your insurer.

Some company procedures require that the driver being removed also send in proof of residency outside of your house. This typically can be in the form of an electric or gas bill, voter registration, vehicle registration college registration or other type of proof.

If your daughter is looking for a car insurance policy of her own since she moved to her own apartment, she can get one her from an Auto Insurance Specialist.