If you do not currently have auto insurance or your insurance company has dropped you due to your license being revoked then it will be difficult to obtain insurance during your revocation period. If you have insurance in effect right now then it is likely that at renewal time your insurer will discover that your license is revoked and not renew your policy. In some states an insurer can cancel your policy before the end of the term if your license is not valid.
Every state has different rules and each company has different guidelines. In some states with some carriers we can offer you a policy that will provide 45 days for you to obtain a valid license. On our quote form, on the driver page, indicate your license status. We will return a rate for all carriers that offer coverage with your selected license status.
If your full driver's license is not going to be reinstated any time soon a possible way to be insured with a revoked license is if you are granted a restricted license or permit to drive to and from work. Obtaining this will likely allow you to find an insurance company to insure you if you shop around.
Without you having any type of driver's license in the next 30 - 45 days it will be difficult if not impossible to insure you. You can shop around for an insurance company though that will allow someone else to insure your vehicle and exclude you as a driver. There are some insurance companies that will exclude the car owner on the policy, even if they are the named insured. Better yet, if your vehicles have a co-owner than that person can try to get insurance on the vehicle under their name while excluding you from the coverages.
As for registration for your vehicle during your revocation period, you would need to check with your state's Department of Motor Vehicles to see if you can still have current registration or renew registration on a vehicle while your license is revoked. State laws differ and not all require a driver's license to register a vehicle. If your state does require you to have a valid driver's license then you may need to add someone to your title in order to have that individual register the car. This would also help you with insurance since this co-owner could now insure the car.
If you are able to keep registration on the vehicle and get insurance, keep in mind that you will need to read through the terms of your policy to make sure that if you for any reason drive the car during your revocation that you would be covered. If you are excluded as a driver you would not be covered in any way if you drove the vehicle. Or if your policy has an exclusion that requires the driver to have a valid driver's license (which you do not have) then if you drove the car and was in an accident then claims could be denied.
If you are unable to find insurance on your vehicle and you need it on the vehicle during your revocation period (so that others can drive you around and/or due to the requirements of a lien holder) contact your state's insurance regulator for consumer advice on how to obtain auto insurance in your situation.
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