Car Insurance Quotes Compare auto insurance rates. Enter your ZIP code or call 1-800-964-4849:
CarInsurance.com
CarInsurance.com Navigation

Get Free Quotes Now

Zip Code:
Save With CarInsurance.com!
Car Insurance Learning Center  Learning Center  Auto Insurance Questions & Answers   Questions & Answers  Professional Answers   Professional Answer

Car Insurance Question  Can I still maintain my registration and insurance if my license is revoked?

If you do not currently have auto insurance or your insurance company has dropped you due to your license being revoked then it will be difficult to obtain insurance during your revocation period. If you have insurance in effect right now then it is likely that at renewal time your insurer will discover that your license is revoked and not renew your policy. In some states an insurer can cancel your policy before the end of the term if your license is not valid.

Every state has different rules and each company has different guidelines. In some states with some carriers we can offer you a policy that will provide 45 days for you to obtain a valid license. On our quote form, on the driver page, indicate your license status. We will return a rate for all carriers that offer coverage with your selected license status.

If your full driver's license is not going to be reinstated any time soon a possible way to be insured with a revoked license is if you are granted a restricted license or permit to drive to and from work. Obtaining this will likely allow you to find an insurance company to insure you if you shop around.

Without you having any type of driver's license in the next 30 - 45 days it will be difficult if not impossible to insure you. You can shop around for an insurance company though that will allow someone else to insure your vehicle and exclude you as a driver. There are some insurance companies that will exclude the car owner on the policy, even if they are the named insured. Better yet, if your vehicles have a co-owner than that person can try to get insurance on the vehicle under their name while excluding you from the coverages.

As for registration for your vehicle during your revocation period, you would need to check with your state's Department of Motor Vehicles to see if you can still have current registration or renew registration on a vehicle while your license is revoked. State laws differ and not all require a driver's license to register a vehicle. If your state does require you to have a valid driver's license then you may need to add someone to your title in order to have that individual register the car. This would also help you with insurance since this co-owner could now insure the car.

If you are able to keep registration on the vehicle and get insurance, keep in mind that you will need to read through the terms of your policy to make sure that if you for any reason drive the car during your revocation that you would be covered. If you are excluded as a driver you would not be covered in any way if you drove the vehicle. Or if your policy has an exclusion that requires the driver to have a valid driver's license (which you do not have) then if you drove the car and was in an accident then claims could be denied.

If you are unable to find insurance on your vehicle and you need it on the vehicle during your revocation period (so that others can drive you around and/or due to the requirements of a lien holder) contact your state's insurance regulator for consumer advice on how to obtain auto insurance in your situation.

Related Questions
Car Insurance RelatedWill I still be able to maintain my auto insurance on a leased vehicle, if my license was revoked by the dmv forrefusing to take a blood test after being arrested for a dwi? (I have not yet been convi...
Car Insurance RelatedMy husband license has been suspended for almost 14 years, can he get auto insurance. I have a learner permit and I own a used car and need insurance. I've tried to get insurance but the insurance com...
Car Insurance RelatedCan I get a auto insurance quote without a drivers license?
Car Insurance RelatedI was pulled over for no insurance. I was informed thru mail that my license was suspended for 30 days. I got insurance, went to court, plead guilty, showed the court my proof of insurance, paid my fi...
Car Insurance RelatedI would like to know if it is possible to buy a car insurance without a driver's license?
Car Insurance RelatedCan I get auto insurance if I don't have my license?
Car Insurance RelatedI have a suspended license due to a lapse in my auto insurance. I just got insurance with another company. How do I go about getting my license reinstated? And how much does that cost in the state of...
Car Insurance RelatedIf I stop paying for my insurance, how long does it take before my license is suspended?
Car Insurance RelatedMy friend had his license revoked. Is he still covered by auto insurance?
Tell us what you think about this answer.
What did you think of this question and answer?

poor 
1
2
3
4
5
6
7
8
9
10

 excellent
Tell us why you rated this car insurance question and answer this way:
Visitor Comments
No visitors have commented on this answer.
Question Details
This car insurance question was asked on 7/18/2008
This auto insurance answer was last updated on 7/23/2008
Dave requested this car insurance solution.
Rated 0 out of 10 based on 0 votes.
Helpful Tips
Print Car Insurance Answers Print this car insurance question and answer
Email Car Insurance Answers Email this auto insurance answer
Disclaimer: Answers and comments provided are for information purposes. They are not intended to substitute informed professional advice. These responses should not be interpreted as a recommendation to buy or sell any insurance product, or to provide financial or legal advice. Please refer to your insurance policy for specific coverage and exclusion information. Please read our Terms Of Use.
©2008 CarInsurance.com, Inc. - Online Insurance Marketplace™
safe and secure auto insurance   better business bureau car insurance   Tested, Safe, and Secure Car Insurance