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Car Insurance Question  Is there a difference between checking the plea of "Guilty" or "No Contest" on the back of a speeding ticket? Got one last night in Kansas and I live in Oklahoma so obviously not going to show in court. Any way to keep them from reporting the points to my insurance company? Got a ticket many years ago in Arkansas and all I had to do was call and ask them not to report and they didn't.

According to a Kansas Municipal Court that we contacted, Pleading Guilty means you admit to committing the act charged, that the act is unlawful, and you have no defense for the act. In most minor traffic cases, a guilty plea and fine will be accepted through the mail.

Pleading Not Guilty means you deny guilt and the City must prove in trial that the charges are true beyond a reasonable doubt. Everyone is presumed innocent until proven guilty.

Pleading No Contest means you do not wish to contest the charge. Upon a plea of no contest, the judge will enter a finding of guilty and order a fine, jail time or other sentence. A plea of no contest is not an admission of fault and cannot be used against you in a civil suit for damages.

So with no contest you are not admitting guilt but do not fight the ticket and thus still pay the fine amount required of you.

Either way with pleading no contest or guilty you will be convicted of the KS speeding ticket. If you do not want the conviction of the moving violation reported to your home state of Oklahoma you can call the court listed on the ticket to see if it is possible to reduce the charge to a non-moving violation that will not be reported to OK or dismiss the ticket through traffic school or other means.

Oklahoma and Kansas are both members of the Drivers License Compact (DLC) which means if you are convicted of the speeding offense that the KS courts will advise the Oklahoma Department of Public Safety (DPS) of your speeding ticket. The Oklahoma DPS will then place this out of state moving violation on your OK driving record.

Oklahoma statutes title 47, section 6-117 paraphrased states that Department of Public Safety shall file all collision reports and abstracts of court records of convictions received in, even those from another state or a province of Canada may be posted upon the driving record of any resident of this state.

As for points, it does not appear that points are assessed for out of state moving violations since Title 47, Section 11-810 of OK Statutes notes in part that "Except when the person is the holder of a commercial driver license committing the offense while operating any vehicle or when the person committing the offense is operating a commercial motor vehicle, the Department of Public Safety shall not record or assess points against a person for out-of-state convictions of exceeding the speed limits of that state."

So unless you are able to keep the Kansas speeding ticket from being reported back to your home state of Oklahoma it will be placed on your OK driving record though not assigned points. Once it is on your driver's abstract your insurance company will be able to see it the next time they pull your motor vehicle record (MVR). Your insurer may not see points however it is the moving violation conviction itself, not DMV points, that insurance carriers use as a rating factor.

If this out of state speeding ticket causes your rates to rise, get discount auto insurance quotes here with us.

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This car insurance question was asked on 7/19/2008
This auto insurance answer was last updated on 7/24/2008
Eric requested this car insurance solution.
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