As you are likely aware both Nebraska and Kansas are both members of the Drivers License Compact (DLC) so if you are convicted of this speeding offense it will be reported by the KS courts to the NE Department of Motor Vehicles.

Once the Nebraska DMV finds out about the Kansas speeding ticket and conviction it may be placed on your driving record and assigned points. According to the NE DMV, when convicted of a traffic violation in another state, points are assessed against a driving record as if the violation occurred in Nebraska.

In NE it is 2 points for going 5 to 10 mph over the speed limit. While a minor speeding ticket such as this may not affect your insurance it is up to the rating system of your Nebraska auto insurer to decide if it will affect your rates or not.

As the NE Department of Insurance notes that rating factors determine what price you will pay for insurance. Characteristics of similarly situated drivers are evaluated and the drivers are then grouped into classifications. Insurance companies will establish a rate for each group based on the claims paid for persons in that classification.

The higher the losses for a particular classification, the higher the rate for that class of driver. The following rating factors are considered when determining the rate you will pay: driving record; age, sex, and marital status; location; and type of auto and vehicle use.

Keep in mind that many insurance companies offer a number of discounts before determining the final premium. The type of discount available may differ depending on the individual insurer. A few examples of possible discounts are: multi-car; combination auto/homeowner coverage; anti-theft devices; safety devices; senior discounts; and good student discounts.

So Nebraska is not like Kansas and even a speeding ticket may affect your insurance rates, it is up to the rating system of your insurance company. You can ask your agent about how this out of state speeding ticket may affect your premiums. If your rates do rise, you can start shopping around for lower auto insurance rates here with us.