Yes, The Hartford does currently provide 6 month policies. They are starting to offer a 12 month policy in limited states, but it is not available for all policies.

The Hartford has four auto packages options -- Essential, Sentinel, Sentinel Gold and Sentinel Platinum. They all come with great features offered by The Hartford, such as 24-hour claims service and Roadside Assistance and discounts for purchasing an accompanying homeowners policy. Additional coverage features and pricing depend on which of the four packages is purchased. Here is a basic description regarding each package option:

The Hartford Essential - Provides broad coverage for drivers who appreciate value. The most competitively-priced plan, it offers six-month policy-terms, a choice of any limit and deductible, multi-policy and safe driver discounts, as well as a zero deductible for windshield repair.

The Hartford Sentinel - Offers the same discounts and credits of Essential, plus some additional state-of-the-industry coverage. It also provides a six-month policy-term and a variety of payment plans. This package is an ideal option for customers looking for a competitive policy with convenient service and claims handling.

The Hartford Sentinel Gold - Includes the features of Sentinel with even more benefits, such as a disappearing collision deductible, full-value replacement cost coverage for new cars, $100 collision deductible waiver when using The Hartford's Direct Repair Provider Network and a $10,000 accidental death benefit. It also offers an optional 12-month term if a companion homeowner policy is also purchased.

The Hartford Sentinel Platinum - Building upon Sentinel Gold, it provides the most benefits and the maximum protection, including accident forgiveness, a renewal assurance guarantee, emergency expense coverage and a 12-month policy term.

The Hartford Financial Services Group, Inc. has announced that it is offering some 12-month policy terms on some personal auto insurance programs, which are available through the company's independent agents.

The Hartford's 12 month policy feature can be available if you have your homeowners insurance through The Hartford along eligibility when purchasing the proper auto package option. As mentioned earlier a 12 month policy is only available currently with The Hartford in some states, not yet in all US states do they offer this year long coverage.

There are some auto insurance companies that will write either 6 or 12 month policies however the majority of personal auto insurance policies that are written are 6 month policies. It would appear that either in your state The Hartford only has a 6 month policy available or your current broker only has available to you a 6 month policy with their Hartford offerings.

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