CarInsurance.com Insurance Comparisons
> ZIP code:  Click & Quote
CarInsurance.com Navigation
  About Car Insurance About Us
  Car Insurance Site Map Site Map

Get Free Quotes Now

Zip Code:
Save With CarInsurance.com!
Car Insurance Learning Center  Learning Center  Auto Insurance Questions & Answers   Questions & Answers  Professional Answers   Professional Answer
What is the procedure to have an individual's license revoked when they are in a car accident with you and they do not have insurance in the state of Oklahoma?

Unless you are the entity that issued the license, you are not authorized to revoke a drivers license. You do have options though.

The Oklahoma Department of Public Safety regulates private passenger auto insurance requirements so we contacted them to find out how you would start the process of getting the license of the person driving without insurance suspended or revoked. They responded that you should contact the Driver Compliance Division at (405) 425-2098 or (405) 425-2059 for information on how to report a person that is driving without insurance and/or you were in an accident with and they did not have proof of insurance.

Oklahoma Motor Vehicle section 7-606 is the state law for failure to maintain security on a motor vehicle. Here it states that an owner or operator who fails to comply with the Compulsory Insurance Law of OK shall be guilty of a misdemeanor and upon conviction shall be subject to a fine of not more than Two Hundred Fifty Dollars ($250.00), or imprisonment for not more than thirty (30) days, or by both such fine and imprisonment, and in addition thereto, shall be subject to suspension of license and registration.

The suspension that we mentioned earlier is referred to more in the DPS Rules Financial Responsibility chapter, 595:15-1-4, where it discusses suspension for no vehicle liability insurance. Here it states that when the owner fails to timely furnish proof of vehicle liability insurance or of the Department shall immediately suspend the owner's driving privilege and driver license and the registration(s) and license plate(s) of any uninsured motor vehicle registered in the owner's name. The suspension shall remain in effect until payment of the required fees as provided by statute and proof of insurance is presented.

Keep in mind if you were involved in an accident in which the other driver was at fault and had no liability insurance your rates should not increase if you have to file a claim through your own auto insurance policy. No. Section 941 of the Oklahoma Insurance Code says that a company cannot assign driving record points, cancel, refuse to renew or increase the premium rate for any motor vehicle liability or collision insurance policy for the reason that the insured has been involved in a motor vehicle collision and was not at fault.

The Oklahoma Insurance Department may also be able to tell you more about how to make sure a person is properly cited and penalized for driving without insurance and causing an accident.

Share this on: Tweet this! Add to Facebook Add Google Bookmark Digg This Windows Live Favorites Add to Del.icio.us reddit this!
StumbleUpon Save to Ma.gnolia Save to Blinklist Technorati This Submit to Propeller Furl It Seed Newsvine
Related Questions
Car Insurance RelatedI was recently in a car accident with someone and I had no insurance coverage. The other car had uninsured motorist coverage. What will and can happen to me?
Car Insurance RelatedI was recently involved in a wreck. I never saw the other driver coming from the direction she claims. So, on the report, I was listed as the party at fault. I know she was lying. However, I could not...
Car Insurance RelatedWhat kind of offense is driving without auto insurance? Is it a misdemeanor, felony or what?
Car Insurance RelatedWhere can I report for someone who is driving w/out insurance? It is in California and I am concern that he may cause more damage if he continues to drive without insurance.
Car Insurance RelatedI have a friend that rented a car and was in a car accident but it wasn't her fault. The other driver nor her had car insurance so they didn't call the police. What is the consequences of her not hav...
Car Insurance RelatedIf I get in a automobile accident with a person with No Insurance on their car, should they be found at fault for the accident because they were driving without insurance? If so, what law shows this?
Car Insurance RelatedI recently was in an accident and just found out that the other at-fault driver provided false insurance information to the officer at the scene and currently is not insured. I was only carrying liabi...
Car Insurance RelatedWhat happens when you are in an accident with an uninsured motorist and he is at fault?
Car Insurance RelatedIf you know of someone driving without car insurance what should you do?
Tell us what you think about this answer.
What did you think of this question and answer?

poor 
1
2
3
4
5
6
7
8
9
10

 excellent
Tell us why you rated this car insurance question and answer this way:
Visitor Comments
No visitors have commented on this answer.
Question Details
This car insurance question was asked on 9/18/2008
This auto insurance answer was last updated on 10/24/2008
Lauri requested this car insurance solution.
Rated 0 out of 10 based on 0 votes.
Helpful Tips
Print Car Insurance Answers Print this car insurance question and answer
Email Car Insurance Answers Email this auto insurance answer
Disclaimer: Answers and comments provided are for information purposes. They are not intended to substitute informed professional advice. These responses should not be interpreted as a recommendation to buy or sell any insurance product, or to provide financial or legal advice. Please refer to your insurance policy for specific coverage and exclusion information. Please read our Terms Of Use.
©2009 CarInsurance.com, Inc. - Online Insurance Marketplace™
safe and secure auto insurance   better business bureau car insurance   Tested, Safe, and Secure Car Insurance