CarInsurance.com Buy Insurance Online
> ZIP code:  Quote & Compare
CarInsurance.com Navigation
  About Car Insurance About Us
  Car Insurance Site Map Site Map

Get Free Quotes Now

Zip Code:
Save With CarInsurance.com!
Car Insurance Learning Center  Learning Center  Auto Insurance Questions & Answers   Questions & Answers  Professional Answers   Professional Answer
I have passed G2 test, can I drive a vehicle without insurance? If I am being caught what penalty do I have to pay?

As you should be aware whether you are a G, G1 or G2 holder it is illegal to operate a vehicle on the roadways of Ontario, Canada without the vehicle being properly insured. So, no with a G2 you cannot legally drive a vehicle without insurance on it. If you are going to drive any cars you should first make sure the vehicle has proper insurance on it and secondly that the insurance would cover you operating the car.

Ontario has compulsory automobile insurance. Before you can attach plates to a vehicle or renew your registration, or buy a temporary (trip) permit, the vehicle must be insured. In Ontario, private companies provide insurance coverage.

All vehicles must be insured for third party liability for at least $200,000. This covers the car owner in the event that they injure or kill someone or damage someone's property. Collision insurance to cover damage to your own vehicle is a good idea but not required by law.

When driving your own or someone else's vehicle, you must carry the pink liability insurance card for that particular vehicle. You must show this card when a police officer asks for it. If you do not, you can be fined up to $400.

Every person who operates a vehicle without insurance is guilty of an offence and is liable on a first conviction to a fine of not less than $5,000 and not more than $25,000. On a subsequent conviction can receive a fine of not less than $10,000 and not more than $50,000. Also if you are ticketed multiple times for driving without insurance there may also be jail time handed to you as a penalty.

As you can see driving without insurance is a serious violation of the law in Ontario and you would be handed quite harsh penalties if you are caught in an uninsured vehicle so we would suggest that you always make sure there is coverage on the car, that extends to you, while driving with your G2 license and when you progress to your full G driver's license.

It appears this costly fine would be placed upon you whether you owned the uninsured vehicle or was driving someone else's vehicle without insurance on it.

Share this on: Tweet this! Add to Facebook Add Google Bookmark Digg This Windows Live Favorites Add to Del.icio.us reddit this!
StumbleUpon Save to Ma.gnolia Save to Blinklist Technorati This Submit to Propeller Furl It Seed Newsvine
Related Questions
Car Insurance RelatedI live in Ontario and have a G2 licence, do I have to have insurance to drive a vehicle? or if something happens can I just pay the damage out of my pocket instead of insurance?
Car Insurance RelatedI live in Ontario, Canada. Three years ago (while still a teenager), my husband was fined with driving with no insurance. At that time I was under my parents insurance. Since then, we have purchased...
Car Insurance RelatedI am planning on moving to Ontario, Canada within a year. I was recently informed that my car insurance will not transfer my policy to Canada. Can you please provide details on how Canadian car insur...
Car Insurance RelatedWhat will happen if I borrow my dad's 2nd vehicle under his name and insurance and I got pulled over by the police or involved in an accident? I am not listed as a occasional driver and I live in a di...
Car Insurance RelatedMy parked car was hit by car from Quebec. I have police report and I submitted the claim. I don't have collision coverage. My Insurance company advised me to deal directly with Quebec insurance compa...
Car Insurance RelatedWhat is the penalty is you unknowingly drove an uninsured car? I live in Ontario, Canada.
Tell us what you think about this answer.
What did you think of this question and answer?

poor 
1
2
3
4
5
6
7
8
9
10

 excellent
Tell us why you rated this car insurance question and answer this way:
Visitor Comments
No visitors have commented on this answer.
Question Details
This car insurance question was asked on 10/4/2008
This auto insurance answer was last updated on 10/9/2008
Anant S requested this car insurance solution.
Rated 0 out of 10 based on 0 votes.
Helpful Tips
Print Car Insurance Answers Print this car insurance question and answer
Email Car Insurance Answers Email this auto insurance answer
Disclaimer: Answers and comments provided are for information purposes. They are not intended to substitute informed professional advice. These responses should not be interpreted as a recommendation to buy or sell any insurance product, or to provide financial or legal advice. Please refer to your insurance policy for specific coverage and exclusion information. Please read our Terms Of Use.
©2009 CarInsurance.com, Inc. - Online Insurance Marketplace™
safe and secure auto insurance   better business bureau car insurance   Tested, Safe, and Secure Car Insurance