The State of Nevada requires that all registered motor vehicles be covered by liability insurance. A Nevada Evidence of Insurance card must be carried in your vehicle at all times and presented to any law enforcement officer upon request.
Nevada requires that automobile liability insurance policies carry minimum coverage of $15,000 for bodily injury or death of one person in any one accident; $30,000 for bodily injury or death or two or more persons on any one accident; and $10,000 for injury to or destruction of property of others in any one accident. Coverage must be reported by an insurance company authorized to do business in the State of Nevada.
In NV motorists who have dropped their insurance are asked first to verify their coverage with the Nevada Department of Motor Vehicles. If there is no response or the coverage cannot be verified, the DMV suspends the registration and notifies the owner through a certified letter.
[Let CarInsurance.com help you find affordable auto insurance now.] If Nevada law enforcement officers stop a car without insurance that the NV DMV has already suspended the registration on they are required to remove the license plates. They may also impound the vehicle itself.
Uninsured motorists are required to provide current proof of insurance and pay a $250 reinstatement fee to reinstate a suspended registration. The fee can be reduced to $50 if the motorist has sufficient proof that the vehicle was not operated during the period insurance coverage was not in effect.
Nevada Revised Statutes (NRS) 485.187 speaks about the other penalties one may receive for driving without insurance. In Subsection 1 it says that the owner of a motor vehicle shall not operate the motor vehicle, if it is registered or required to be registered in this State, without having insurance as required by NRS 485.185. The owner also should not operate or knowingly permit the operation of the motor vehicle without having evidence of insurance of the operator or the vehicle in the vehicle or knowingly permit the operation of the motor vehicle while it is uninsured.
Subsection 2 notes that a person shall not operate the motor vehicle of another person unless he first ensures that the required evidence of insurance is present in the motor vehicle; or he has his own evidence of insurance which covers him as the operator of the motor vehicle.
Subsection 3 states the penalty for this by saying that any person who violates subsection 1 or 2 is guilty of a misdemeanor. In addition to any other penalty a person shall be punished by a fine of not less than $600 nor more than $1,000 for each violation. The fine must be reduced to $100 for the first violation if the person obtains a motor vehicle liability policy by the time of sentencing.
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From this NV statute it appears that you can get your fine reduced if this is your first driving without insurance offense and you obtain an auto insurance policy before your court appearance. You should check with the court listed on your ticket to see if this is correct in your specific situation.
You can find out for certain what your penalties for being an uninsured motorist are by contacting the DMV and/or the court listed on your ticket. The DMV should be able to tell you if there are any particular penalties due to the fact you were driving on a 3 day permit so that you could get your car inspected and smogged.
To get instant car insurance quotes so that you have the insurance coverage you need in Nevada, follow this link. | 
