Insurance companies' guidelines, applications and renewal forms differ so you would need to contact your insurance agent about your insurance provider's specific renewal form to see what they are requiring you to list here, everyone in the household or just the drivers you currently have named in the policy.

In general however an insurance company requires you to list all licensed household members on your policy to begin with so they would be speaking on a renewal amount all household members. If you have a person non-rated or excluded from the policy than you would ask your agent if this person's driving record (claims, accidents, violations, etc) would need to be noted along with the all of the listed drivers or not.

You need to disclose all household members living in your residence when applying for insurance normally. Each insurance company handles household members differently but typically, a carrier will either include a person as driver on the policy, exclude a person as a driver from the policy, or not rate a person on the policy.

After listing all of the household members (usually over a certain age whether they are licensed or not) an insurance company will ask, will this resident be included on the policy? Depending on your answer to this question, an insurance company will ask additional questions to determine how to rate the policy.

All the household residents, 16 (some states 15) years of age or older, and all regular operators of the vehicles need to be included on the policy usually. You can choose to include the resident on your policy or not and companies' underwriting will determine if you are eligible to be insured by the insurance company.

Without knowing how your insurance policy is set up (if there are household members that are excluded or not rated as drivers) and the guidelines of your insurance provider we cannot advise you as to if you must give driving record information on only listed drivers or all household members.

If you have not previously disclosed all household residents, for instance not informed them of your newly licensed teenager, on your policy than you will need to discuss this matter with your insurance agent even further to see if those not currently listed on the insurance policy should be on there or not.

It appears you live in Texas and according to the TX Insurance Department most auto insurance policies require all drivers to be named on the policy for coverage to apply. Therefore, it is important that you list all family members on the policy as soon as they reach driving age. If you don’t have all of the drivers in your family listed on your policy and the company learns about them later – because of an accident claim, for instance – the company will bill you for the extra premium you should have paid and could deny your claim and coverage.